Need an appraisal in Denver or Jefferson County?

See the top 7 reasons CO homeowners order from Deer Creek Appraisals:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To reduce a mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a CO divorce, where property needs to be divided
To settle an estate in CO by determining the true market value of property in question

Need help deciding the value of your house in or near Denver, CO?
Contact Deer Creek Appraisals.

At Deer Creek Appraisals, we understand the special needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Deer Creek Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to cancel PMI?

A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At Deer Creek Appraisals, we're qualified in helping folks just like you delete unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Deer Creek Appraisals is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. A professional appraisal from Deer Creek Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? Deer Creek Appraisals offers field reviews where we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.