Appraisal services for Denver and Jefferson County homeowners
The top reasons CO homeowners order from Deer Creek Appraisals:
Own a home in or near Denver, CO and need help determining the price of it?
At Deer Creek Appraisals, we understand the individual needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Deer Creek Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experienced in helping customers just like you abolish unwanted PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other homes close by. This only means you're probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Deer Creek Appraisals is your best weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. An appraisal from Deer Creek Appraisals can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would wish to have a professional double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Deer Creek Appraisals offers field reviews where we go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.